Estimate how long a starting corpus may sustain fixed monthly withdrawals under an assumed annual return.
Use this page to model a corpus plus monthly withdrawals. It helps users understand depletion speed under different return assumptions.
Starting corpus
Rs 50000
Rs 50000000
Monthly withdrawal
Rs 1000
Rs 500000
Expected annual return
1 %
20 %
Projection period
1 years
40 years
This calculator is a mathematical illustration only. It does not assess suitability, tax impact, or withdrawal strategy.
This simulates monthly growth on the remaining corpus and subtracts the chosen withdrawal each month.
Corpus(next) = Corpus(current) x (1 + r) - withdrawal
This SWP calculator helps users estimate how a starting corpus may behave when fixed withdrawals are taken every month. It is designed for systematic withdrawal planning and monthly income illustration, not suitability advice.
Many users looking for an SWP calculator are trying to answer a practical question: how long might a corpus last if withdrawals continue at a certain pace. This page focuses on that calculation clearly and keeps the tradeoff between withdrawal rate and remaining corpus easy to understand.
- Useful for systematic withdrawal plan estimation
- Helps compare withdrawal pace versus remaining corpus
- Keeps return assumptions visible instead of hiding them behind sales copy
What does this SWP calculator actually estimate?
It estimates how a starting corpus may change over time when monthly withdrawals are deducted and the remaining balance continues to grow at an assumed annual return.
Does this tell me what withdrawal amount is safe?
No. It does not provide advice or recommend a withdrawal strategy. It only shows the mathematical effect of the inputs you enter.
Why do the results change a lot with return assumptions?
Because SWP outcomes are highly sensitive to the expected annual return and the monthly withdrawal amount. Small changes in either input can materially affect how long the corpus lasts.
These estimates depend entirely on the assumptions you enter.
Actual returns, product terms, taxes, and market conditions can differ materially.
Use this page for education and comparison, not as a recommendation or forecast.
What to expect
Educational content only
No financial advice
Transparent assumptions
Verify current rates and terms directly
MultiWealth Finance provides tools, estimates, and educational comparisons only. It does not provide financial advice, tax advice, or investment recommendations.