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Savings and Deposits

Focuses on fixed deposit, recurring deposit, tax-saving deposit, and emergency fund planning tools.

Topics covered here

  • FD returns calculator - Estimate maturity values from deposit size, tenure, and compounding frequency.
  • RD maturity planner - Model recurring monthly deposits over different tenures.
  • Emergency fund runway calculator - Estimate reserve coverage based on monthly expense assumptions.

Before you use the results

- Illustrative outputs only.

- No institution-specific recommendations.

- Rates and tax treatment should be verified before action.


What you will find

This section covers fixed deposits, recurring deposits, emergency-fund planning, and related maturity estimates.

Useful for

Estimating maturity values, comparing deposit tenures, and planning reserve coverage.

How to use this section

Review the calculation assumptions carefully and compare them with the latest terms from your bank or provider.

Live calculators in this section

Sukanya Samriddhi Yojana Calculator

Estimate Sukanya Samriddhi Yojana maturity value using annual contribution, contribution period, maturity period, and rate assumptions.

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FD Calculator

Estimate fixed deposit maturity value, interest earned, and total payout using your deposit amount, rate, tenure, and compounding assumptions.

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Post Office FD Calculator

Estimate fixed deposit maturity value, interest earned, and total payout using your deposit amount, rate, tenure, and compounding assumptions.

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RD Calculator

Estimate recurring deposit maturity value from your monthly deposit, chosen rate, and tenure, and see the total contribution alongside the final amount.

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ULIP Calculator

Estimate how ULIP premiums may grow over time after accounting for return and charge assumptions in a simple planning view.

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EPF Calculator

Estimate how EPF contributions may build into a larger corpus over time using salary, contribution rate, interest, and tenure assumptions.

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Income Tax Calculator

Estimate income tax under a simplified India tax setup and see how deductions and taxable income change the final amount.

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NPS Calculator

Estimate NPS corpus growth and see the potential split between lump sum and annuity based on your contribution and allocation assumptions.

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Retirement Calculator

Estimate how much retirement corpus may be needed based on current expenses, inflation, post-retirement return, and retirement duration assumptions.

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Compound Interest Calculator

Estimate compound growth on a principal amount and see how rate, time, and compounding frequency influence the final value.

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Stock Average Calculator

Estimate your new average purchase price after buying additional shares at a different price point.

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Inflation Calculator

Estimate how inflation may change the future cost of an amount over time and compare today’s value with its projected future equivalent.

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Sections

Personal FinanceLoansCredit CardsGold FinanceSavings

What to expect

Educational content only

No financial advice

Transparent assumptions

Verify current rates and terms directly


MultiWealth Finance provides tools, estimates, and educational comparisons only. It does not provide financial advice, tax advice, or investment recommendations.